⚖️ Professional Margin Trading Calculator
Complete margin analysis with Reg T compliance, real-world costs, and risk management
📊 Trading Parameters
Account
Position
Costs
📈 Margin Analysis
⚖️ Regulatory Compliance
Reg T: 50% Initial Margin Required
$50,000
Buying Power
2.0x
Leverage Ratio
Initial Margin Required
$15,000
Maintenance Margin Required
$7,500
Excess Liquidity (SMA)
$10,000
Account Status
Compliant
💰 Cost Analysis
Trading Costs Breakdown
Commission:
$0.00
Margin Interest (Annual):
$2,125
Spread Cost:
$15.00
Total Annual Cost:
$2,140.00
Break-Even Price Movement
+1.43%
Liquidation Price ⓘ
$100.00
⚠️ Risk Assessment
Moderate Risk
📘 Important Notes:
• Margin trading involves significant risk
• Interest charges apply to borrowed funds
• Market volatility can trigger margin calls
• Maintain adequate account buffers
• Margin trading involves significant risk
• Interest charges apply to borrowed funds
• Market volatility can trigger margin calls
• Maintain adequate account buffers
📚 Regulatory Information & Guidelines
🏛️ Federal Reserve Reg T
- 50% initial margin requirement for stock purchases
- 25% maintenance margin minimum
- Settlement requirements: T+2 for stocks
📊 Pattern Day Trader Rules
- $25,000 minimum equity requirement
- 4x intraday buying power
- Day trading call provisions
🎯 House Rules
- Brokers may set higher requirements
- Concentrated position limits
- Volatile stock restrictions
